Benefits You Will Enjoy and
Peace of Mind You Deserve
No medical exam necessary
Your Peace of Mind plan is simple and easy to qualify for. No need to make a special trip to the doctor because no health exam is necessary. Simply answer a few health questions and we will tell you if you qualify.
Designed for people 40-90* years old
Many people think they are too old to qualify but our policies are designed for people ages 40-90. Your agent will give you further details.
Payment never increases
Once you start your Peace of Mind plan, you lock in the monthly premium. That means the company will never increase your monthly investment regardless of health, age, or circumstances.
Death benefits never reduce
The benefits of this policy will never reduce and we guarantee it in writing. We are not like those other policies that reduce the death benefit, as you grow older.
Policy can never be canceled by us
Find Peace of Mind in knowing that your coverage stays with you until you need it. You don’t have to worry about the company canceling your policy due to health changes or age.
No 2-3 year waiting periods**
Assuming you qualify for the plan, your coverage will start as of day one. That means no waiting period. For example, lets say you take out $10,000 policy today and two weeks later, God forbid, you pass away. Your beneficiary would receive the full $10,000 even though you only paid one payment into the plan.
Builds cash value
Your Peace of Mind policy builds cash value. That means as time goes on, you build up a little savings account that you can borrow against or cash out if you ever need the money. Now, just to be clear… for every dollar you pay into the plan, the company isn’t going to give you a dollar of cash value; but as time goes on the cash value will increase and create a useful living benefit.
Family discounts if husband and wife apply
That’s right… if you and another family member both get policies, we will give you a nice little discount to say “thank you.”
Affordable, low monthly payments
As I mentioned earlier, the Peace of Mind plan is designed for people on limited/fixed income. Plans start at only $6.06 a month. With prices like that, there is something for everyone.
Protection from $1,000-$25,000***
How much death benefit does your family need when you pass away? Some need more than others. You may select any amount between $1,000-$25,000 to help fit YOUR needs.
Policy pays regardless of how you pass (accidental or natural death)
The Peace of Mind plan pays regardless of how you pass. Whether it’s an accident or natural causes your beneficiary will receive the death benefit.
Are there any exclusions?
People always ask me if there are any exclusions in the plan. The answer is ‘YES.” The plan will not pay a death benefit if the insured commits suicide in the first two years or they knowingly misrepresent information on their application.
As you can see the Peace of Mind plan is perfect for somebody who is simply trying to take care of his or her final expenses. We are all going to have them. There is no way of avoiding them; so, why not plan ahead and make it easier on your loved ones.
* Age limits apply, consult your agent for details
** Health restriction apply and not all will qualify, consult your agent for details
*** Quantity restrictions apply, consult your agent for details
Get Your FREE Step-By-Step Planning Kit
* Planning Guide
* Arrangements guide with ID card
* Living Will
* Vital information registry